1. Who we are and how to contact us
‍1.1. www.circlegain.com (the “Website”) is a site maintained by Circlegain Ltd (“Circlegain”), an entity incorporated in Republic of Cyprus, with registration number HE 415774 and with its registered office at Agias Zonis & Thessalonikis, NICOLAOU PENTADROMOS CENTER, 5th floor, flat/office 503B BLOCK B, 3026, Limassol, Cyprus.
1.2. Throughout these terms CIRCLEGAIN LTD are referred to as “we”, “our”, “us”, or “Circlegain”. We use the terms “you” and “your” to mean any person using the Website, and any organisation or person using the Website on an organisation’s behalf.
1.3 To contact us, please email info@circlegain.com

‍2. About these Terms of Use
‍2.1. By using the Website, you are agreeing to these Terms of Use. Please ensure you read them carefully. If you do not agree to the Terms of Use, please do not continue to use the Website. We recommend that you print a copy of these terms for future reference. 
2.2 There are other terms that apply to you: 
Our Privacy Policy. We will only use your personal information as set out in this policy.Our Cookie Policy. 
2.3. We may update these Terms of Use from time to time. Should we do so, the new terms will become effective from the moment they are uploaded onto the Website. You should check the Terms of Use when you visit the Website to confirm the most recent Terms of Use that apply.
2.4 We may update and change our site from time to time to reflect changes to our products, our users' needs and our business priorities. We will try to give you reasonable notice of any major changes.
2.5 Our site is made available free of charge.
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.
2.6 We may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.
2.7 You must keep your account details safe.
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at info@circlegain.com
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3. Accessing the Website
‍3.1. We may have reason to update the Website from time to time, though we are not under any obligation to do so. We may update or remove information from the Website for business reasons, for example if an event is no longer being held, or if information is no longer relevant.
3.2. From time to time, we may restrict or suspend access to some parts of the Website, or the entire Website, for example for maintenance purposes. As such, access to the website is not necessarily permanent or guaranteed.
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4. How we may use material on our site
4.1 We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it.  Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
4.2 You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.
4.3 You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
4.4 Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.
4.5 You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
4.6 If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
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5. Your Use of the Website
‍5.1. When you use the Website:
you agree not to access, copy, or otherwise use the Website, except as authorised by these Terms of Use or as otherwise authorised in writing by Circlegain; and you agree not to impersonate any person or entity, use a fictitious name, or misrepresent your affiliation with a person or entity.
5.2 We do not store terrorist content.
5.3 We are not responsible for viruses and you must not introduce them
We do not guarantee that our site will be secure or free from bugs or viruses.You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
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6. Linking to the Website 
6.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
6.2 You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
6.3 You must not establish a link to our site in any website that is not owned by you.
6.4 Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.
6.5 We reserve the right to withdraw linking permission without notice.
6.6 The website in which you are linking must comply in all respects with the content standards set out in our Terms of Use.
If you wish to link to or make any use of content on our site other than that set out above, please contact info@circlegain.com.

‍7. Liability
‍7.1. These Terms of Use exclude or limit our liability arising out of the use of, or relating to, the Website to the extent that the law permits us to do so. We do not exclude or limit our liability for death or personal injury arising from our negligence or for our fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the laws of Cyprus Republic.
7.2. While we take reasonable steps to ensure that the information on the Website is accurate and up to date we do not give or make any warranty or representation (whether express or implied) that any such information is accurate, timely, complete or available. We will not be liable to you for any loss or damage as a result of your use of, or reliance on, the information on the Website, or for your inability to access or use the Website for any period of time.
7.3  We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence and for fraud or fraudulent misrepresentation.
7.4  If you are a business user:We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:use of, or inability to use, our site; oruse of or reliance on any content displayed on our site.In particular, we will not be liable for:loss of profits, sales, business, or revenue;business interruption;loss of anticipated savings;loss of business opportunity, goodwill or reputation; orany indirect or consequential loss or damage.
7.5 If you are a consumer user:Please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.If defective digital content that we have supplied, damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill, we will either repair the damage or pay you compensation. However, we will not be liable for damage that you could have avoided by following our advice to apply an update offered to you free of charge or for damage that was caused by you failing to correctly follow installation instructions or to have in place the minimum system requirements advised by us.

‍8. Liability for other websites
‍8.1. At times the Website may link to other websites. These links are solely for your convenience or information, and may be subject to their own terms and conditions. We cannot verify the accuracy of any information contained in third party websites, nor does the inclusion of these links represent an endorsement or a recommendation of the third party websites. Circlegain accepts no liability for the content of any website to which the Website links.
8.2. Circlegain operates channels, pages and accounts on some social media, which can be accessed via links on the Website. We may monitor and record comments and posts made on these channels. We are not responsible for any information posted on those social media sites other than information we have posted ourselves. We do not endorse the social media sites themselves, or any information posted on them by third parties or other users.
8.3 This website may include information and materials uploaded by other users of the site, including to bulletin boards and chat rooms. This information and these materials have not been verified or approved by us. The views expressed by other users on our site do not represent our views or values.
8.4 If you wish to complain about content uploaded by other users, please contact us on info@circlegain.com.
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9. Do not rely on information on this site
9.1 The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
9.2 Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.
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10. Contact Form
‍10.1. The Website enables you to send requests for any services and clarifications. To make a request for this purpose, you can submit your information through the Website by clicking on the “Get in Touch” button and submitting your  first and last name, email address, phone number and a message to Circlegain. Your request will be received and reviewed by the Circlegain employees.
10.2. Acceptance of your form submission through the Website is not a promise or guarantee of the provision of any service from Circlegain. Circlegain reserves the right to not respond to the request that is not bearing any interest for the company.
10.3. When contacting us through the “Get in touch” function you will be providing us with your contact details. We will treat this data in accordance with our Privacy Policy (link).

‍11. Data Privacy and Cookies
‍As well as these Terms of Use, there are other terms which may apply to you. These include our Privacy Policy, which can be found here (link) and our Cookie Policy which can be found here (link).

‍12. Intellectual Property
‍12.1. We are the owner of all intellectual property rights in the Website and the material published on it, including, among other things, all trade marks, logos, service marks and service names, whether they are registered or not. These works are protected by, among other things, copyright laws and treaties around the world. We reserve all such rights.
12.2. You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use Website content in any way except for your own personal and non-commercial use. You also agree not to adapt, alter or create a derivative work from any Website content except for your own personal, and non-commercial use.

‍13. Termination
‍13.1. We may terminate your right to use the functions of our Website at any time, including if you violate or breach these Terms of Use or if allowing you to access and use the Website or its related functions would violate any applicable local, state, provincial, national and other laws, rules and regulations, or would expose Circlegain to any legal liability whatsoever.
13.2. If the Terms of Use are terminated or you are no longer interacting with Circlegain, these Terms of Use may no longer apply. However, any provisions of the Terms of Use that by their nature should continue to apply after termination of these Terms of Use will do so. This includes, without limitation, all limitations on liability, choices of law and judicial forum and intellectual property protections and licences.

‍14. Additional Provisions
‍14.1. If, for any reason we fail to enforce any provision of these Terms of Use, this will not constitute a waiver of our right to later enforce that or any other provision. Any waiver, amendment or modification of these Terms of Use must be in writing in order for it to be effective.
14.2. If any provision of these Terms of Use is found to be unenforceable, that provision will be limited to the minimum extent necessary in order that the other provisions of these Terms of Use remain in full force and effect.
14.3. Under no circumstances is any independent contractor, agency, partnership, joint venture or other such relationship created by these Terms of Use.
14.4. These Terms of Use may be translated into other languages besides English. Should a conflict arise between any translated version of these Terms of Use and the English version, it will be the English version which shall be relied upon.

‍15. Governing Law & Jurisdiction
‍These terms of use, the Website and any information contained in it will be governed by the laws of the Cyprus Republic, and the courts of the Cyprus Republic will have non exclusive jurisdiction to hear any dispute arising from these.